Showroom Integration
Connect the in-person car buying journey with your digital banking ecosystem. Frictionless purchase regardless of lead origination - from the showroom to the customer's mobile banking app.
Capture existing or new customers on the showroom floor and wrap the entire purchase - finance, extras, and fulfilment - in a seamless checkout they complete in a few taps.
The problem on the showroom floor
The biggest complaint we hear from dealerships: the time and complexity of arranging bank finance costs them sales.
Dealers are ultimately disincentivised to work with financial institutions that often offer the best rates - purely because of the friction involved. Instead, they push customers towards financial products that are worse value for both the customer and the dealership, just to get the sale over the line quickly.
What this costs the bank:
- Lost bank finance volume to captive finance and in-house dealer products
- No visibility into showroom sales activity
- Inability to capture new customers at the point of purchase
- Disconnected experience for existing customers buying in-person
How we solve this
Behind the scenes, Drive Ninja connects the car dealership and their Dealer Management System (DMS) - pricing, inventory, customer information, and quotes - with the bank's finance products, wrapped in a fully integrated ecosystem for the bank's clients.
At the dealership
Dealer creates the quote
The salesperson builds the quote as normal in their Dealer Management System (DMS) - vehicle, trade-in, extras, and negotiated price.
Quote is uploaded to Drive Ninja
The quote is sent to the platform automatically via API connection with their DMS, or manually through the Drive Ninja dealership portal.
QR code is generated
A unique QR code is created for that quote, ready to share with the customer - on screen, printed, or via messaging.
In the customer's banking app
Customer scans the QR code
The customer scans the QR code and their mobile banking app opens. The quote is linked to their auto marketplace account. Any future quotes from that dealer appear automatically.
Checkout journey begins
The customer begins checkout - in the dealership or later, at their convenience, for the validity of the quote. The experience is identical whether the purchase originated digitally or in-person.
Select products and payment
Customers choose financial products, add extras (insurance, tinting, accessories), and combine payment methods - bank finance, account balance, loyalty points, and credit card.
Example: Auto finance for 40,000 AED + window tinting from the dealer + 20,000 from current account + 5,000 loyalty points + remainder on credit card.
Inline onboarding for each product
Any required onboarding is initiated inline - e.g. a finance application, pre-filled with vehicle and dealer data already known to the platform. Approved instantly, then back to the next step.
Confirmation and fulfilment
At confirmation, the transaction is complete and confirmed with all parties. Post-purchase, every fulfilment step - preparation, registration, delivery - is visible in the banking app.
Same checkout, every origination
Whether the customer found the vehicle through the bank's embedded marketplace, walked into a showroom, or received a dealer quote via WhatsApp - the checkout experience is identical.
The bank's finance engine remains in control throughout. Credit policy, risk assessment, and product eligibility are applied consistently regardless of how the deal originated.
What the bank controls:
- Credit policy and risk assessment
- Available finance products and eligibility
- Loyalty point redemption rules
- Customer onboarding requirements
- Branding and customer experience
- Data ownership and compliance
Why it matters
For dealers
Eliminate the friction of arranging bank finance. Instant payment confirmation means faster deal completion and happier customers.
For the bank
Capture bank finance volume from the showroom floor. Acquire new customers at the point of purchase. Deepen relationships with existing clients.
For customers
Negotiate the deal as normal, scan a QR code, and see everything in the banking app. Complete the purchase in a few taps - at the dealership or later.
Frequently asked questions
What happens if the customer doesn't complete checkout at the dealership?
The quote remains linked to their banking app account. They can complete the checkout at any time before the quote expires - from home, on the commute, or whenever suits them.
Can the customer combine multiple payment methods?
Yes. Customers can split payment across auto finance, personal finance, current account balance, loyalty points, and credit cards - all in a single checkout flow.
Does the bank maintain control over credit decisions?
Absolutely. The checkout integrates with the bank's existing finance engine. All credit policy, risk assessment, and approval decisions remain entirely within the bank's control.
Explore Marketplace Features
Discover the full platform — product discovery, comparison, price trending, favourites, checkout integration, and more.
Rashid's Story
See the hybrid checkout in action — a 44-year-old business owner trades in his Patrol and drives away in a Land Cruiser, paying through his banking app.
Bring the bank to the showroom
Stop losing showroom deals to friction. Give dealers a reason to work with the bank - and give customers a checkout they'll actually enjoy.
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